Money Saving Apps



Best Money Saving Apps

All of these apps can be downloaded from the App Store or Google Play.

Some of these apps have served me really well, others not as much.  They all have great potential, but I haven’t used some of them as much as I could have. 

Fetch Rewards Apps

Fetch Rewards

I have earned over 40,000 points just by scanning receipts.  I am only 10,000 points away from a $50.00 gift card!  On a side note, they have good customer service.  I had a problem with my account and they responded quickly.

You can use my referral code and we both earn 2,000 points:  JN4CE

Checkout 51 App

Checkout 51

I have earned over $70.00 with this app and cashed out $30.00.  You can choose a check or PayPal.  To earn the most money add offers to your list before you shop, then scan your receipt that includes those offers.  

Ibotta App


I have earned over $90.00 with this app.  You can choose PayPal or a gift card to cash out.  It works very similar to Checkout 51.  You can also link loyalty accounts and earn money without scanning receipts.  They have bonus offers to get cash faster.

You can use my referral code to get started:  phwpbjh

Checkpoints and Shopkick started out giving you points for scanning barcodes of certain products at certain stores.  This drove my husband crazy!

CheckPoints App


Checkpoints has come a long way, for the better.  You can now earn points by scanning receipts and taking surveys.  They still offer points for scanning barcodes on certain products.  You can try your luck to win more points by playing Paradise Slots or Jungle Lotto.

Shopkick App


Shopkick gives you kicks (their version of points) for store walk-ins, scanning barcodes of certain products and scanning receipts with certain products.  You can also watch videos within the app for more kicks.  I have cashed out $28.00 in the past with Shopkick.

To be honest I haven’t used Checkpoints or Shopkick in a while.  What points I did have expired.  So I am back to square one with them.

Rakuten App

Rakuten (formerly Ebates) 

This app lets you earn cash back and coupons at over 2,500 stores.  Sadly I usually forget to use it.  I know it works, because I have received a $10.00 check from them.  You can also choose PayPal.  It makes me want to cry over all the money I could have got back, if I remembered to use the app.

You can use this link to earn $10.00 right now (must be a new Rakuten member):  



AAA is not free, but it has more than paid for itself in hotel discounts.  They also offer discounts on dining, entertainment and more with several partner companies.  As you know they offer Roadside Assistance, Travel Services and Car Rental.  In the past I have used it for a 10% discount at Hard Rock Cafe and a FREE coupon book at Tanger Outlets.  If I remember correctly AAA membership saved us a couple hundred dollars on a hotel room when we went to Washington, DC a few years ago.  I added my son to my AAA membership right before he went to college.  It is a nice piece of mind to know AAA has him covered when I can’t be there.

CLICK HERE:   AAA Members save 10% on auto repair labor costs. Memberships start at just $56/year.

This site serves residents of Alaska, Arizona, Northern California, Nevada, Montana, Utah, & Wyoming.  Please contact your local AAA, if you live in a different state.

Amazon Prime

Amazon Prime is not free, but free shipping can save you a lot of money.  I often find products cheaper on Amazon than in the brick stores.  I always check those As Seen on TV items on Amazon.  Sometimes I can find the item cheaper or a similar item I like better.  Amazon is a great place to check reviews on an item before you buy.  Plus music and video streaming as a Prime member.  Don’t forget Kindle books.  You can search for free Kindle books.  Sometimes you can find other Kindle books on sale or at a low price.  Click the link below for a free trial of Amazon Prime or find your next Kindle read.

Lots of retail stores (clothing & shoes), grocery stores, pet stores, restaurants, movie theaters, gas stations, hotels and credit cards have their own rewards programs.  It is definitely worth checking into.  Most grocery stores require you to be a member of their rewards program to get sale prices.  Some reward programs will send you coupons on your birthday!


Stocard App


Stocard is a wonderful app to keep up with all your reward/loyalty cards.  This app allows you to scan your reward/loyalty cards and add pictures of the front and back of the card, if you need to see the actual card.  I have 50+ cards in my Stocard app and I am very grateful I don’t have to carry all those cards in my wallet or purse.


I miss the old Walmart Savings Catcher rewards program.  You scanned your receipts into the Walmart app, if the product was cheaper at another store you got money back.  Then you could get a Walmart eGift Card to use another time.  We cashed out several times and got some nice items with our money back.

Target App

Target has a new program called Target Circle.  You earn 1% back on every purchase or 5% with your RedCard.  Right now I have a balance of $9.96.

What reward programs are you using?

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